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Access Press - Minnesota's Disability Community Newspaper

Clock is ticking on Medicare Open Enrollment, but help is available

by // November 9th, 2018

Time is running out for Medicare Open Enrollment, but Disability Hub MN can help with the daunting task of looking at providers. Medicare Open Enrollment runs October 15th through December 7th. During this time, you can switch from one plan provider to another or enroll for the first time. Open Enrollment is often the only time each year you can review your coverage, compare it with other options, and see if you need to make any changes for next year if you are not on Medical Assistance.

There’s a lot to consider and only a few weeks to do it. One primary reason it is important to compare Medicare prescription drug plans is the constantly changing list of prescription drugs, both generic and brand names. Medicare plans update their list, drug costs, and reimbursements every two weeks.

Usually, these changes are not too drastic, but over a full year, small changes in pricing or coverage could cause immense differences in costs.

Disability Hub MN is offering a new way for you to get assistance with finding the Medicare Part D prescription plan that is best for you. The Hub can help you look at your plan options, compare plans, and assist you in enrolling in the coverage you choose.

Taking the time to talk to an expert about different prescription plan options could save you money and will also make sure you are in the right plan that fits all your prescription needs.

For example, a person called the hub after receiving a letter from his insurance plan stating they are raising his prescription costs. In addition, his pharmacist said they are no longer an in-network provider. He wanted to see if there was a better plan for him.

After comparing plans with an options counselor, he chose to change plans in order to reduce his prescription costs and stay with the same pharmacy.

To talk with an expert, go to www.disabilityhubmn.org and click on “Get Started” in the purple box on the homepage. From there, fill out the Medicare Part D Plan Comparison Request form with your current medications. The hub staff will help find the plan options that will work for you.

Once you submit the form, the hub staff will review your information and contact you to discuss your options. As a part of the form, you can let them know whether you’d like to be contacted by email or phone. You can also pick a time that is convenient for you. All information submitted via the form is secure. If you have questions while you’re filling out the form, contact an options counselor by phone at 1-866-333-2466.

Disability Hub MN is a free resource in Minnesota for individuals that identify as having a disability, their parents/legal guardians and providers. Their team of experts can help solve problems, navigate the system and plan for your future. They know the ins and outs of community resources and government programs and have years of experience helping people fit them together. They can work with you to explore concerns around health, community, home, work, skills, and money, but you can ask them anything.

Services include benefits planning, information referral and assistance, health insurance options counseling and follow along which pairs you with an options counselor that has specialized training to support people achieve goals.

Call, email or live chat with a Hub Options Counselors anytime between 8:30 a.m.-5 p.m. Monday thru Friday at www.disabilityhubmn.org or 1-866-333-2466.

This information was provided by Disability Hub MN.

 

 

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